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Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
ADIB : Rental Backed

1 Yr Fixed: 6.00% p.a.

2.00% p.a. + 3M EIBOR

 70 Islamic
Key Features:
  • Competitive pricing for lease rental product
  • Lowest fee for such a product offering
  • NIL partial settlement of loan without cap
  • Finance up to 70% for Abu Dhabi and Dubai and 65% for other emirates
  • Age at maturity up to 70yrs for expats and 75yrs for UAE Nationals
  • Tenor of up to 15 years
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Nil fee for partial settlement
Processing Fee

0.50% of approved finance amount + VAT

 Early Settlement Fee

1.00% of remaining finance outstanding
Valuation Fee

AED 3,150.00 for individual unit inclusive of VAT
*for multiple units and buildings, quotation will be requested and provided by bank

 Salary Transfer no
Life Insurance / Takaful

NIL

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
ADIB : Self-Employed

3 Yrs Fixed: 4.99% p.a.

2.25% p.a. + 1M EIBOR
*Min rate of 3.10% p.a.

 80 Islamic
Key Features:
  • Age at maturity up to 70 Yrs available.
  • Nil Property Insurance
  • Extended fixed rate periods available on request
  • Option to consider rental of property being purchased
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Upto 30% of outstanding each year : NIL (0.00%)
Above 30% of outstanding each year : 1.00% of remaining partial amount paid (max fee of AED 10,000.00)
Processing Fee

0.50% of finance value + VAT
*NIL for handover payment finance and Buyout transactions

 Early Settlement Fee

1.00% of loan outstanding amount
*Max fee of AED 10,000.00
Valuation Fee

AED 2,625.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.025% monthly on outstanding balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
ADIB : With Salary Transfer

3 Yrs Fixed: 3.99% p.a.

1.60% p.a. + 1M EIBOR 
*Min rate of 3.10%p.a.

 80 Islamic
Key Features:
  • Age at maturity up to 70 yrs available
  • Property Insurance : Nil (0.0%)
  • Extended fixed rate periods available on request
  • Option to consider rental of property being purchased
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Upto 30% of outstanding each year : NIL (0.00%)
Above 30% of outstanding each year : 1.00% of remaining partial amount paid (max fee of AED 10,000.00)
Processing Fee

Nil under current promotion

 

 Early Settlement Fee

1.00% of outstanding with a max of AED 10,000.00
Valuation Fee

AED 2,625.00 inclusive of VAT

 Salary Transfer yes
Life Insurance / Takaful

0.025% monthly on outstanding balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
ADIB : Without Salary Transfer

3 Yrs Fixed: 4.24% p.a.

1.60% p.a. + 1M EIBOR 
*Min rate of 3.10% p.a.

 80 Islamic
Key Features:
  • Age at maturity up to 70yrs available.
  • Nil Property Insurance
  • Extended fixed rate periods available on request
  • Option to consider rental of property being purchased
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Upto 30% of outstanding each year : NIL (0.00%)
Above 30% of outstanding each year : 1.00% of remaining partial amount paid (max fee of AED 10,000.00)
Processing Fee

0.5% of finance value plus VAT
* Nil for handover payment finance and Buyout transactions

 Early Settlement Fee

1.00% of loan outstanding with a max of AED 10,000.00
Valuation Fee

AED 2,625.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.025% monthly on outstanding balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Arab Bank : With Salary Transfer - 2 & 3yrs

2 Yrs Fixed: 3.98% p.a.
3 Yrs Fixed: 4.15% p.a.

2 Yrs Fixed: 1.89% p.a. + 3M EIBOR
3 Yrs Fixed: 1.89% p.a. + 3M EIBOR 
*Min rate of 3.24% p.a.

 80 Conventional
Key Features:
  • Excellent turnaround time
  • Presence across GCC 
  • Preferred bank for GCC nationals
  • Low initial costs with low processing fee
  • Partial settlement free for upto 25%
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Upto 25.00% of outstanding each year : NIL (0.00%)
Above 25.00% of outstanding each year : 1.00% of remaining partial amount paid (max fee of AED 10,000.00)
Processing Fee

0.25% of finance value
*waived for buyout transactions

 Early Settlement Fee

1.00% of loan outstanding
*Max fee of AED 10,000.00
Valuation Fee

AED 3,000.00 + VAT

 Salary Transfer yes
Life Insurance / Takaful

0.40% p.a. on monthly reducing loan principal

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Arab Bank : Without Salary Transfer

Salaried / Self-Employed :
2 Yrs Fixed: 4.15% p.a.
3 Yrs Fixed: 4.30% p.a.
**Additional 0.25% for Equity for salaried clients

2 Yrs Fixed: 1.99% p.a. + 6M EIBOR
3 Yrs Fixed: 1.99% p.a. + 6M EIBOR
*Min of 3.75% p.a. 
**Additional 0.50% for Self Employed clients

 80 Conventional
Key Features:
  • Quick turnaround time
  • Branch network across GCC
  • Preferred bank for GCC national
  • Free partial settlement for up to 25% of loan
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Up to 25% of loan outstanding : Nil (0.00%)
Above 25% of loan outstanding : 1.00% of remaining partial amount paid
(max fee of AED 10,000.00)
Processing Fee

0.50% of finance value

 Early Settlement Fee

1.00% of loan outstanding
*Max of AED 10,000.00
Valuation Fee

AED 3,000.00 + VAT

 Salary Transfer no
Life Insurance / Takaful

0.40% p.a. on monthly reducing loan balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
CBD : Without Salary Transfer

3 Yrs Fixed: 4.49% p.a.
5 Yrs Fixed: 4.49% p.a.

3 Yrs Fixed: 1.79% p.a. + 3M EIBOR 
5 Yrs Fixed: 1.79% p.a. + 3M EIBOR

 80 Conventional, Islamic
Key Features:
  • Among lowest fixed rates in market
  • No early settlement fee for up to 15% of loan outstanding
  • No minimum rate after fixed rate expires
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Up to 15.00% of outstanding each year : NIL (0.00%)
Above 15.00% of outstanding each year : 1.00% of remaining partial amount paid
(max fee of AED 10,000.00)
Processing Fee

0.25% of finance amount
*Min of AED 3,000.00

 Early Settlement Fee

1.00% of the outstanding loan amount
*Max fee of AED 10,000.00
Valuation Fee

AED. 3,000.00 + VAT 

 Salary Transfer no
Life Insurance / Takaful

0.0116% per month on loan outstanding on reducing balances

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
CBD : Commercial Properties

3 Yrs Fixed : 6.99% p.a.

3.00% p.a. + 3M EIBOR 
*Min rate of 5.49% p.a.

 70 Conventional
Key Features:
  • Up to 70% Loan to value available (LTV)
  • Low document product option with reduced LTV (up to 60%)
  • Property can be purchased in name of Individual / Company
  • Warehouses can also be financed
  • Borrowing would be in company's name only
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

1.00% of amount being pre-settled
Processing Fee

1.00% of loan amount

 Early Settlement Fee

1.00% of the loan outstanding
Valuation Fee

AED 3,150.00 inclusive of VAT for a single unit. 

 Salary Transfer no
Life Insurance / Takaful

0.14% p.a on the loan outstanding calculated on a yearly reducing balance. 

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
CBD : Non-Resident

3 Yrs Fixed: 5.49% p.a.

2.79% p.a. + 3M EIBOR

 65 Conventional, Islamic
Key Features:
  • Lowest fixed rate for Non-Residents in market
  • No early settlement fee for upto 15% of loan outstanding
  • 50% refund on Valuation fee
  • No minimum rate after fixed rate expires
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Upto 15.00% of outstanding each year : NIL (0.00%)
Above 15.00% of outstanding each year : 1.00% of remaining partial amount paid (max fee of AED 10,000.00)
Processing Fee

1.00% of finance amount 
*Min of AED 3,000.00

 Early Settlement Fee

1.00% of Amount Paid/Settled
*Max fee of AED. 10,000.00
Valuation Fee

AED. 3,000.00 + VAT 

 Salary Transfer no
Life Insurance / Takaful

0.0016% charged monthly on outstanding finance value

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
CBD : Off Plan Resale

3 Yrs Fixed: 4.74% p.a.

Salaried : 1.94%p.a. + 3M EIBOR
Self-Employed : 2.04%p.a. + 3M EIBOR

 50 Conventional
Key Features:
  • Only product available that finances off-plan resale purchases based on the market value of the property.
  • Until handover only simple interest is charged on a monthly basis
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Upto 15.00% of outstanding each year : NIL (0.00%)
Above 15.00% of outstanding each year : 1.00% of remaining partial amount paid (max fee of AED 10,000.00)
Processing Fee

1.00% of finance value + VAT

 Early Settlement Fee

1.00% of outstanding principal up to a maximum of AED 10,000.00
Valuation Fee

AED 3,150.00 per valuation
(Two valuations needed for finance of over AED 12 Million)

 Salary Transfer no
Life Insurance / Takaful

0.15% p.a. on finance value calculated on reducing balances

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
CBD : Self-Employed : Low Docs Equity - Resident

3 Yrs Fixed : 4.59% p.a.
5 Yrs Fixed : 4.59% p.a.

After 3 Yrs : 1.99% p.a. + 3M EIBOR
After 5 Yrs : 1.99% p.a. + 3M EIBOR

 65 Conventional, Islamic
Key Features:
  • Among lowest fixed rates in market
  • No early settlement fee for up to 15% of loan outstanding
  • Equity to the extent of 20% of property value in personal account
  • Maximum Equity in personal account not exceeding AED 3,000,000.00
  • Equity over 20% of property value will be a 3rd party payment
  • No minimum rate after fixed rate expires
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Upto 15.00% of outstanding each year : NIL (0.00%)
Above 15.00% of outstanding each year : 1.00% of remaining partial amount paid (max fee of AED 10,000.00)
Processing Fee

1.00% of loan/finance value + VAT

 Early Settlement Fee

1.00% of the outstanding loan amount
*Max fee of AED 10,000.00
Valuation Fee

AED 3150.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.0116% per month on loan outstanding on reducing balances

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
CBD : With Salary Transfer - Resale and Handover

3 Yrs Fixed: 3.99% p.a.

1.79% p.a. + 3M EIBOR

 80 Conventional, Islamic
Key Features:
  • Nil fee for partial payments up to 15%
  • Good branch network and online access
  • Reasonable turnaround times
  • Low insurance insurance costs
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Up to 15% of outstanding paid in a year : Nil (0.00%)
Above 15% of outstanding paid in a year : 1.00% of partial settlement
Processing Fee

0.25% of loan / finance value + VAT

 Early Settlement Fee

1.00% of loan outstanding amount
*Max fee of AED 10,000.00
Valuation Fee

AED 3,150.00 + VAT

 Salary Transfer yes
Life Insurance / Takaful

0.12% p.a of loan outstanding calculated on monthly reducing balances

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
DIB : With Salary Transfer - Buyout

3 Yrs Fixed: 3.95% p.a. 

1.00% p.a. + 3M EIBOR

 80 Islamic
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

1.00% of settlement amount
*Max fee of AED 10,000.00
Processing Fee

NIL - under current promotion

 Early Settlement Fee

1.00% of principal outstanding
*Max fee of AED 10,000.00
Valuation Fee

AED 2500.00 inclusive of VAT

 Salary Transfer yes
Life Insurance / Takaful

0.03% monthly on finance outstanding

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
DIB : Without Salary Transfer

3 Yrs Fixed: 4.10% p.a.

Salaried : 1.50% p.a. + 3M EIBOR
Self Employed : 1.75% p.a. + 3M EIBOR

 80 Islamic
Key Features:
  • Lowest follow-on rate post-fixed rate period
  • Quick processing times.
  • Excellent branch network and post-drawdown infrastructure
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

1.00% of settlement amount
*Max fee of AED 10,000.00
Processing Fee

0.5% of finance amount

 Early Settlement Fee

1.00% of outstanding principal outstanding
*Max fee of AED 10,000.00
Valuation Fee

AED 2,500.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.03% monthly on reducing finance outstanding

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Invest : Rental Backed

1.75% p.a. + 3M EIBOR

1.75% p.a. + 3M EIBOR

 70 Conventional
Key Features:
  • Best pricing for lease rental based product
  • Quick processing times
  • Loan amounts up to AED 55,000,000.00
  • Finance properties in all emirates
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

1.00% of amount being settled
Processing Fee

1.25% of the approved Finance amount + VAT

 Early Settlement Fee

1.00% of amount being settled if from own sources or sale of asset
2.00% of amount being settled if loan being bought out by another bank
Valuation Fee

AED 3,000.00 for individual unit; If building or multiple units, then a quotation will be obtained and shared.

 Salary Transfer no
Life Insurance / Takaful

Not Applicable

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Mashreq : Non-Resident

2 Yrs Fixed: 5.99% p.a.

2.99% p.a. + 3M EIBOR

 65 Conventional, Islamic
Key Features:
  • Highest loan to value offered for Non-Residents
  • Simple documentation
  • No fee for prepaying your mortgage upto 25%
  • Quick turnaround time
  • Efficient branch network
 Fee and Charges: Other Parameters:
Pre-approval Fee 1050 Partial Settlement Fee

Upto 25% of outstanding amount : Nil (0.00%)
Above 25% of outstanding amount : 1.00% with a max of AED.10,000.00
Processing Fee

1.00% of Loan / Finance value

 Early Settlement Fee

1.00% of loan / finance outstanding
*Max of AED 10,000.00
Valuation Fee

AED 2,625.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.165%p.a. on the outstanding principal on reducing balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Mashreq : Non-Resident - Premium

2 Yrs Fixed: 5.75% p.a.

2.99% p.a. + 3M EIBOR 
*Min rate of 2.99% p.a.

 65 Conventional, Islamic
Key Features:
  • Highest Loan to value available for non residents
  • No fee for prepaying your mortgage upto 25%
  • Quick turnaround time
  • Efficient branch network
  • Equity available upto AED 500,000.00 in personal account
  • Equity above AED 500,000.00 only for 3rd party payments
 Fee and Charges: Other Parameters:
Pre-approval Fee 1050 Partial Settlement Fee

Upto 25.00% of outstanding each year : NIL (0.00%)
Above 25.00% of outstanding each year : 1.00% of remaining partial amount paid (max fee of AED 10,000.00)
Processing Fee

1.00% of loan / finance amount

 Early Settlement Fee

1.00% of principal outstanding
*Max fee of AED 10,000.00
Valuation Fee

AED 2,625.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.165% p.a. on monthly reducing loan/finance outstanding 

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Mashreq : Retail - Self-Employed - Standard

2 Yrs Fixed: 5.49% p.a.

2.25% p.a. + 3M EIBOR 
*Min rate of 5.49% p.a.

 80 Conventional, Islamic
Key Features:
  • Finance transaction costs as mortgage rate
  • Low upfront cost.
  • No fee for prepaying your mortgage upto 25%
  • Quick turnaround time
  • Efficient branch network
 Fee and Charges: Other Parameters:
Pre-approval Fee 1000 Partial Settlement Fee

Up to 25% of outstanding amount : Nil (0.00%)
Above 25% of outstanding amount : 1.00% to a max of AED 10,000.00
Processing Fee

Nil Fee under current promotion

 Early Settlement Fee

1.00% of principal outstanding
*Max of AED 10,000.00
Valuation Fee

AED 2,625.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.15% annually on the monthly reducing balance of the loan

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Mashreq : Salaried

2 Yrs Fixed: 4.25% p.a. to 4.49% p.a. based on segment

1.75% p.a. to 1.99% p.a. + 3M EIBOR 
*Min rate of 4.25% p.a. to 4.49% p.a.

 80 Conventional, Islamic
Key Features:
  • Finance transaction costs as mortgage rate
  • Low upfront cost with NIL processing fee
  • No fee for prepaying your mortgage upto 25%
  • Quick turnaround time
  • Efficient branch network
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Upto 25.00% of outstanding each year : NIL (0.00%)
Above 25.00% of outstanding each year : 1.00% of remaining partial amount paid (max fee of AED 10,000.00)
Processing Fee

Nil for Purchase and Buyout transactions
1.00% for Equity release transactions

 Early Settlement Fee

1.00% of Loan/Finance outstanding
*Max fee of AED 10,000.00
Valuation Fee

AED 2,625.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.165% p.a charged in monthly reducing balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Mashreq : Salaried - Premium

2 Yrs Fixed: 3.99% p.a.

1.75% p.a. + 3M EIBOR 
*Min rate of 3.99% p.a.

 70 Conventional
Key Features:
  • Finance transaction costs as mortgage rate
  • Low upfront cost with NIL processing fee
  • No fee for prepaying your mortgage up to 25%
  • Quick turnaround time
  • Efficient branch network
  • Minimum Loan amount of AED 5 Million or Salary > AED 80,000.00 transferred to Mashreq bank
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Upto 25.00% of outstanding each year : NIL (0.00%)
Above 25.00% of outstanding each year : 1.00% of remaining partial amount paid (max fee of AED 10,000.00)
Processing Fee

Nil under current promotion

 Early Settlement Fee

1.00% of Loan/Finance outstanding
*Max fee of AED 10,000.00
Valuation Fee

AED 2,625.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.165% p.a charged in monthly reducing balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Mashreq : Self-Employed : Low Docs

2 Yrs Fixed: 5.49% p.a.

2.25% p.a. + 3M EIBOR
*Min rate of 5.49%p.a.

 65 Conventional, Islamic
Key Features:
  • Highest Loan to value for this product type
  • No fee for prepaying your mortgage upto 25%
  • Quick turnaround time
  • Efficient branch network
 Fee and Charges: Other Parameters:
Pre-approval Fee 1050 Partial Settlement Fee

Upto 25.00% of outstanding each year : NIL (0.00%)
Above 25.00% of outstanding each year : 1.00% of remaining partial amount paid (max fee of AED 10,000.00)
Processing Fee

0.50% of finance amount

 Early Settlement Fee

1.00% of principal outstanding
*Max of AED 10,000.00
Valuation Fee

AED. 2,625.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.165% p.a. on monthly reducing loan/finance outstanding 

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
Mashreq : Self-Employed / Low Docs - Premium

2 Yrs Fixed: 5.25% p.a.

2.25% p.a. + 3M EIBOR 
*Min rate of 3.99% p.a.

 65 Conventional
Key Features:
  • Simple Documentation
  • Low upfront costs
  • No fee for prepaying your mortgage up to 25%
  • Quick turnaround time
  • Efficient branch network
  • Minimum Loan amount of AED 5Million
 Fee and Charges: Other Parameters:
Pre-approval Fee 1050 Partial Settlement Fee

Upto 25.00% of outstanding each year : NIL (0.00%)
Above 25.00% of outstanding each year : 1.00% of remaining partial amount paid (max fee of AED 10,000.00)
Processing Fee

0.50% of finance amount + VAT

 Early Settlement Fee

1.00% of Loan/Finance outstanding with a max of AED 10,000.00
Valuation Fee

AED 2,625.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.165% p.a charged in monthly reducing balance

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
UAB : Self-Employed

2 Yrs Fixed: 4.99% p.a. 
3 Yrs Fixed: 5.49% p.a.

After 2 Yrs : 1.79% p.a. + 3M EIBOR 
After 3 Yrs : 1.89% p.a. + 3M EIBOR 
Note : Min rate of 3.99% p.a.

 80 Conventional, Islamic
Key Features:
  • Quick processing times
  • No early settlement fee for up to 25% of loan outstanding
  • Finance freehold properties across all Emirates
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Upto 25.00% of outstanding each year : NIL (0.00%)
Above 25.00% of outstanding each year : 1.00% of remaining partial amount paid (max fee of AED 10,000.00)
Processing Fee

0.5% of finance value + VAT

 Early Settlement Fee

1.00% of the outstanding loan amount
*Max fee of AED 10,000.00
Valuation Fee

AED 3,150.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.02% per month on loan outstanding on reducing balances

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
UAB : With Salary Transfer

2 Yrs Fixed: 3.99% p.a.
3 Yrs Fixed: 4.19% p.a.

After 2 Yrs : 1.79%p.a. + 3M EIBOR 
After 3 Yrs : 1.89%p.a. + 3M EIBOR 
*Min rate of 2.49% p.a.

 80 Conventional
Key Features:
  • Quick processing times
  • No early settlement fee for up to 25% of loan outstanding
  • Finance freehold properties across all Emirates
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Upto 25.00% of outstanding each year : NIL (0.00%)
Above 25.00% of outstanding each year : 1.00% of remaining partial amount paid (max fee of AED 10,000.00)
Processing Fee

0.50% of finance value + VAT

 Early Settlement Fee

1.00% of the outstanding loan amount
*Max fee of AED 10,000.00
Valuation Fee

AED 3,150.00 inclusive of VAT

 Salary Transfer yes
Life Insurance / Takaful

0.02% per month on loan outstanding on reducing balances

 Transaction Cost Financed
Call Now (800-3462623)
Product Title Interest / Profit Rate Follow On Rate Loan to Value Mortgage Type
UAB : Without Salary Transfer

2 Yrs Fixed: 4.24% p.a.
3 Yrs Fixed: 4.39% p.a.

After 2 Yrs : 1.79% p.a. + 3M EIBOR
After 3 Yrs : 1.89% p.a. + 3M EIBOR
*Min rate of 2.99% p.a.

 80 Conventional, Islamic
Key Features:
  • Quick processing times
  • No early settlement fee for up to 25% of loan outstanding
  • Finance freehold properties across all Emirates
 Fee and Charges: Other Parameters:
Pre-approval Fee 0 Partial Settlement Fee

Upto 25.00% of outstanding each year : NIL (0.00%)
Above 25.00% of outstanding each year : 1.00% of remaining partial amount paid (max fee of AED 10,000.00)
Processing Fee

0.50% of finance value + VAT

 Early Settlement Fee

1.00% of the outstanding loan amount
*Max fee of AED 10,000.00
Valuation Fee

AED 3,150.00 inclusive of VAT

 Salary Transfer no
Life Insurance / Takaful

0.02% per month on loan outstanding on reducing balances

 Transaction Cost Financed
Call Now (800-3462623)
Product Title ADIB : Rental Backed
Interest / Profit Rate

1 Yr Fixed: 6.00% p.a.
Follow On Rate

2.00% p.a. + 3M EIBOR
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title ADIB : Self-Employed
Interest / Profit Rate

3 Yrs Fixed: 4.99% p.a.
Follow On Rate

2.25% p.a. + 1M EIBOR
*Min rate of 3.10% p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title ADIB : With Salary Transfer
Interest / Profit Rate

3 Yrs Fixed: 3.99% p.a.
Follow On Rate

1.60% p.a. + 1M EIBOR 
*Min rate of 3.10%p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title ADIB : Without Salary Transfer
Interest / Profit Rate

3 Yrs Fixed: 4.24% p.a.
Follow On Rate

1.60% p.a. + 1M EIBOR 
*Min rate of 3.10% p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Arab Bank : With Salary Transfer - 2 & 3yrs
Interest / Profit Rate

2 Yrs Fixed: 3.98% p.a.
3 Yrs Fixed: 4.15% p.a.
Follow On Rate

2 Yrs Fixed: 1.89% p.a. + 3M EIBOR
3 Yrs Fixed: 1.89% p.a. + 3M EIBOR 
*Min rate of 3.24% p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Arab Bank : Without Salary Transfer
Interest / Profit Rate

Salaried / Self-Employed :
2 Yrs Fixed: 4.15% p.a.
3 Yrs Fixed: 4.30% p.a.
**Additional 0.25% for Equity for salaried clients
Follow On Rate

2 Yrs Fixed: 1.99% p.a. + 6M EIBOR
3 Yrs Fixed: 1.99% p.a. + 6M EIBOR
*Min of 3.75% p.a. 
**Additional 0.50% for Self Employed clients
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title CBD : Without Salary Transfer
Interest / Profit Rate

3 Yrs Fixed: 4.49% p.a.
5 Yrs Fixed: 4.49% p.a.
Follow On Rate

3 Yrs Fixed: 1.79% p.a. + 3M EIBOR 
5 Yrs Fixed: 1.79% p.a. + 3M EIBOR
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title CBD : Commercial Properties
Interest / Profit Rate

3 Yrs Fixed : 6.99% p.a.
Follow On Rate

3.00% p.a. + 3M EIBOR 
*Min rate of 5.49% p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title CBD : Non-Resident
Interest / Profit Rate

3 Yrs Fixed: 5.49% p.a.
Follow On Rate

2.79% p.a. + 3M EIBOR
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title CBD : Off Plan Resale
Interest / Profit Rate

3 Yrs Fixed: 4.74% p.a.
Follow On Rate

Salaried : 1.94%p.a. + 3M EIBOR
Self-Employed : 2.04%p.a. + 3M EIBOR
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title CBD : Self-Employed : Low Docs Equity - Resident
Interest / Profit Rate

3 Yrs Fixed : 4.59% p.a.
5 Yrs Fixed : 4.59% p.a.
Follow On Rate

After 3 Yrs : 1.99% p.a. + 3M EIBOR
After 5 Yrs : 1.99% p.a. + 3M EIBOR
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title CBD : With Salary Transfer - Resale and Handover
Interest / Profit Rate

3 Yrs Fixed: 3.99% p.a.
Follow On Rate

1.79% p.a. + 3M EIBOR
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title DIB : With Salary Transfer - Buyout
Interest / Profit Rate

3 Yrs Fixed: 3.95% p.a. 
Follow On Rate

1.00% p.a. + 3M EIBOR
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title DIB : Without Salary Transfer
Interest / Profit Rate

3 Yrs Fixed: 4.10% p.a.
Follow On Rate

Salaried : 1.50% p.a. + 3M EIBOR
Self Employed : 1.75% p.a. + 3M EIBOR
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Invest : Rental Backed
Interest / Profit Rate

1.75% p.a. + 3M EIBOR
Follow On Rate

1.75% p.a. + 3M EIBOR
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Mashreq : Non-Resident
Interest / Profit Rate

2 Yrs Fixed: 5.99% p.a.
Follow On Rate

2.99% p.a. + 3M EIBOR
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Mashreq : Non-Resident - Premium
Interest / Profit Rate

2 Yrs Fixed: 5.75% p.a.
Follow On Rate

2.99% p.a. + 3M EIBOR 
*Min rate of 2.99% p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Mashreq : Retail - Self-Employed - Standard
Interest / Profit Rate

2 Yrs Fixed: 5.49% p.a.
Follow On Rate

2.25% p.a. + 3M EIBOR 
*Min rate of 5.49% p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Mashreq : Salaried
Interest / Profit Rate

2 Yrs Fixed: 4.25% p.a. to 4.49% p.a. based on segment
Follow On Rate

1.75% p.a. to 1.99% p.a. + 3M EIBOR 
*Min rate of 4.25% p.a. to 4.49% p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Mashreq : Salaried - Premium
Interest / Profit Rate

2 Yrs Fixed: 3.99% p.a.
Follow On Rate

1.75% p.a. + 3M EIBOR 
*Min rate of 3.99% p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Mashreq : Self-Employed : Low Docs
Interest / Profit Rate

2 Yrs Fixed: 5.49% p.a.
Follow On Rate

2.25% p.a. + 3M EIBOR
*Min rate of 5.49%p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title Mashreq : Self-Employed / Low Docs - Premium
Interest / Profit Rate

2 Yrs Fixed: 5.25% p.a.
Follow On Rate

2.25% p.a. + 3M EIBOR 
*Min rate of 3.99% p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title UAB : Self-Employed
Interest / Profit Rate

2 Yrs Fixed: 4.99% p.a. 
3 Yrs Fixed: 5.49% p.a.
Follow On Rate

After 2 Yrs : 1.79% p.a. + 3M EIBOR 
After 3 Yrs : 1.89% p.a. + 3M EIBOR 
Note : Min rate of 3.99% p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title UAB : With Salary Transfer
Interest / Profit Rate

2 Yrs Fixed: 3.99% p.a.
3 Yrs Fixed: 4.19% p.a.
Follow On Rate

After 2 Yrs : 1.79%p.a. + 3M EIBOR 
After 3 Yrs : 1.89%p.a. + 3M EIBOR 
*Min rate of 2.49% p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed
Product Title UAB : Without Salary Transfer
Interest / Profit Rate

2 Yrs Fixed: 4.24% p.a.
3 Yrs Fixed: 4.39% p.a.
Follow On Rate

After 2 Yrs : 1.79% p.a. + 3M EIBOR
After 3 Yrs : 1.89% p.a. + 3M EIBOR
*Min rate of 2.99% p.a.
Key Features:
  • Lowest upfront cost with Nil processing fee for STL clients
  • Best STL fixed rate with lowest follow-on rate.
  • Excellent turnaround time
  • Extensive branch and post-transaction infrastructure
Fee and Charges:
Pre-approval Fee 0
Processing Fee NIL under current promotion
Valuation Fee AED 2500/- inclusive of VAT
Life Insurance / Takaful 0.03% monthly on finance outstanding
Other Parameters:
Partial Settlement Fee 1% of settlement amount (maximum of AED 10,000/-)
Early Settlement Fee 1% of principal outstanding (maximum of AED 10,000/-)
Salary Transfer yes
Transaction Cost Financed

EIBOR as on 03 Jul 2025:    1 MONTH: 4.31%   |   3 MONTH: 4.19%   |   6 MONTH: 4.21%   |   1 YEAR: 4.07%