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Product Title | Interest / Profit Rate | Follow On Rate | Loan to Value | Mortgage Type |
---|---|---|---|---|---|
ADIB : Rental Backed | 1 Yr Fixed: 6.00% p.a. |
2.00% p.a. + 3M EIBOR |
70 | Islamic | |
Key Features:
|
Fee and Charges: | Other Parameters: | |||
Pre-approval Fee | 0 | Partial Settlement Fee | Nil fee for partial settlement |
||
Processing Fee | 0.50% of approved finance amount + VAT |
Early Settlement Fee | 1.00% of remaining finance outstanding |
||
Valuation Fee | AED 3,150.00 for individual unit inclusive of VAT |
Salary Transfer | no | ||
Life Insurance / Takaful | NIL |
Transaction Cost Financed | |||
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Product Title | Interest / Profit Rate | Follow On Rate | Loan to Value | Mortgage Type |
---|---|---|---|---|---|
ADIB : Self-Employed | 3 Yrs Fixed: 4.99% p.a. |
2.25% p.a. + 1M EIBOR |
80 | Islamic | |
Key Features:
|
Fee and Charges: | Other Parameters: | |||
Pre-approval Fee | 0 | Partial Settlement Fee | Upto 30% of outstanding each year : NIL (0.00%) |
||
Processing Fee | 0.50% of finance value + VAT |
Early Settlement Fee | 1.00% of loan outstanding amount |
||
Valuation Fee | AED 2,625.00 inclusive of VAT |
Salary Transfer | no | ||
Life Insurance / Takaful | 0.025% monthly on outstanding balance |
Transaction Cost Financed | |||
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Product Title | Interest / Profit Rate | Follow On Rate | Loan to Value | Mortgage Type |
---|---|---|---|---|---|
ADIB : With Salary Transfer | 3 Yrs Fixed: 3.99% p.a. |
1.60% p.a. + 1M EIBOR |
80 | Islamic | |
Key Features:
|
Fee and Charges: | Other Parameters: | |||
Pre-approval Fee | 0 | Partial Settlement Fee | Upto 30% of outstanding each year : NIL (0.00%) |
||
Processing Fee | Nil under current promotion
|
Early Settlement Fee | 1.00% of outstanding with a max of AED 10,000.00 |
||
Valuation Fee | AED 2,625.00 inclusive of VAT |
Salary Transfer | yes | ||
Life Insurance / Takaful | 0.025% monthly on outstanding balance |
Transaction Cost Financed | |||
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Product Title | Interest / Profit Rate | Follow On Rate | Loan to Value | Mortgage Type |
---|---|---|---|---|---|
ADIB : Without Salary Transfer | 3 Yrs Fixed: 4.24% p.a. |
1.60% p.a. + 1M EIBOR |
80 | Islamic | |
Key Features:
|
Fee and Charges: | Other Parameters: | |||
Pre-approval Fee | 0 | Partial Settlement Fee | Upto 30% of outstanding each year : NIL (0.00%) |
||
Processing Fee | 0.5% of finance value plus VAT |
Early Settlement Fee | 1.00% of loan outstanding with a max of AED 10,000.00 |
||
Valuation Fee | AED 2,625.00 inclusive of VAT |
Salary Transfer | no | ||
Life Insurance / Takaful | 0.025% monthly on outstanding balance |
Transaction Cost Financed | |||
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Product Title | Interest / Profit Rate | Follow On Rate | Loan to Value | Mortgage Type |
---|---|---|---|---|---|
Arab Bank : With Salary Transfer - 2 & 3yrs | 2 Yrs Fixed: 3.98% p.a. |
2 Yrs Fixed: 1.89% p.a. + 3M EIBOR |
80 | Conventional | |
Key Features:
|
Fee and Charges: | Other Parameters: | |||
Pre-approval Fee | 0 | Partial Settlement Fee | Upto 25.00% of outstanding each year : NIL (0.00%) |
||
Processing Fee | 0.25% of finance value |
Early Settlement Fee | 1.00% of loan outstanding |
||
Valuation Fee | AED 3,000.00 + VAT |
Salary Transfer | yes | ||
Life Insurance / Takaful | 0.40% p.a. on monthly reducing loan principal |
Transaction Cost Financed | |||
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Product Title | Interest / Profit Rate | Follow On Rate | Loan to Value | Mortgage Type |
---|---|---|---|---|---|
Arab Bank : Without Salary Transfer | Salaried / Self-Employed : |
2 Yrs Fixed: 1.99% p.a. + 6M EIBOR |
80 | Conventional | |
Key Features:
|
Fee and Charges: | Other Parameters: | |||
Pre-approval Fee | 0 | Partial Settlement Fee | Up to 25% of loan outstanding : Nil (0.00%) |
||
Processing Fee | 0.50% of finance value |
Early Settlement Fee | 1.00% of loan outstanding |
||
Valuation Fee | AED 3,000.00 + VAT |
Salary Transfer | no | ||
Life Insurance / Takaful | 0.40% p.a. on monthly reducing loan balance |
Transaction Cost Financed | |||
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Product Title | Interest / Profit Rate | Follow On Rate | Loan to Value | Mortgage Type |
---|---|---|---|---|---|
CBD : Without Salary Transfer | 3 Yrs Fixed: 4.49% p.a. |
3 Yrs Fixed: 1.79% p.a. + 3M EIBOR |
80 | Conventional, Islamic | |
Key Features:
|
Fee and Charges: | Other Parameters: | |||
Pre-approval Fee | 0 | Partial Settlement Fee | Up to 15.00% of outstanding each year : NIL (0.00%) |
||
Processing Fee | 0.25% of finance amount |
Early Settlement Fee | 1.00% of the outstanding loan amount |
||
Valuation Fee | AED. 3,000.00 + VAT |
Salary Transfer | no | ||
Life Insurance / Takaful | 0.0116% per month on loan outstanding on reducing balances |
Transaction Cost Financed | |||
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Product Title | Interest / Profit Rate | Follow On Rate | Loan to Value | Mortgage Type |
---|---|---|---|---|---|
CBD : Commercial Properties | 3 Yrs Fixed : 6.99% p.a. |
3.00% p.a. + 3M EIBOR |
70 | Conventional | |
Key Features:
|
Fee and Charges: | Other Parameters: | |||
Pre-approval Fee | 0 | Partial Settlement Fee | 1.00% of amount being pre-settled |
||
Processing Fee | 1.00% of loan amount |
Early Settlement Fee | 1.00% of the loan outstanding |
||
Valuation Fee | AED 3,150.00 inclusive of VAT for a single unit. |
Salary Transfer | no | ||
Life Insurance / Takaful | 0.14% p.a on the loan outstanding calculated on a yearly reducing balance. |
Transaction Cost Financed | |||
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Product Title | Interest / Profit Rate | Follow On Rate | Loan to Value | Mortgage Type |
---|---|---|---|---|---|
CBD : Non-Resident | 3 Yrs Fixed: 5.49% p.a. |
2.79% p.a. + 3M EIBOR |
65 | Conventional, Islamic | |
Key Features:
|
Fee and Charges: | Other Parameters: | |||
Pre-approval Fee | 0 | Partial Settlement Fee | Upto 15.00% of outstanding each year : NIL (0.00%) |
||
Processing Fee | 1.00% of finance amount |
Early Settlement Fee | 1.00% of Amount Paid/Settled |
||
Valuation Fee | AED. 3,000.00 + VAT |
Salary Transfer | no | ||
Life Insurance / Takaful | 0.0016% charged monthly on outstanding finance value |
Transaction Cost Financed | |||
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Product Title | Interest / Profit Rate | Follow On Rate | Loan to Value | Mortgage Type |
---|---|---|---|---|---|
CBD : Off Plan Resale | 3 Yrs Fixed: 4.74% p.a. |
Salaried : 1.94%p.a. + 3M EIBOR |
50 | Conventional | |
Key Features:
|
Fee and Charges: | Other Parameters: | |||
Pre-approval Fee | 0 | Partial Settlement Fee | Upto 15.00% of outstanding each year : NIL (0.00%) |
||
Processing Fee | 1.00% of finance value + VAT |
Early Settlement Fee | 1.00% of outstanding principal up to a maximum of AED 10,000.00 |
||
Valuation Fee | AED 3,150.00 per valuation |
Salary Transfer | no | ||
Life Insurance / Takaful | 0.15% p.a. on finance value calculated on reducing balances |
Transaction Cost Financed | |||
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Product Title | Interest / Profit Rate | Follow On Rate | Loan to Value | Mortgage Type |
---|---|---|---|---|---|
CBD : Self-Employed : Low Docs Equity - Resident | 3 Yrs Fixed : 4.59% p.a. |
After 3 Yrs : 1.99% p.a. + 3M EIBOR |
65 | Conventional, Islamic | |
Key Features:
|
Fee and Charges: | Other Parameters: | |||
Pre-approval Fee | 0 | Partial Settlement Fee | Upto 15.00% of outstanding each year : NIL (0.00%) |
||
Processing Fee | 1.00% of loan/finance value + VAT |
Early Settlement Fee | 1.00% of the outstanding loan amount |
||
Valuation Fee | AED 3150.00 inclusive of VAT |
Salary Transfer | no | ||
Life Insurance / Takaful | 0.0116% per month on loan outstanding on reducing balances |
Transaction Cost Financed | |||
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Product Title | Interest / Profit Rate | Follow On Rate | Loan to Value | Mortgage Type |
---|---|---|---|---|---|
CBD : With Salary Transfer - Resale and Handover | 3 Yrs Fixed: 3.99% p.a. |
1.79% p.a. + 3M EIBOR |
80 | Conventional, Islamic | |
Key Features:
|
Fee and Charges: | Other Parameters: | |||
Pre-approval Fee | 0 | Partial Settlement Fee | Up to 15% of outstanding paid in a year : Nil (0.00%) |
||
Processing Fee | 0.25% of loan / finance value + VAT |
Early Settlement Fee | 1.00% of loan outstanding amount |
||
Valuation Fee | AED 3,150.00 + VAT |
Salary Transfer | yes | ||
Life Insurance / Takaful | 0.12% p.a of loan outstanding calculated on monthly reducing balances |
Transaction Cost Financed | |||
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Product Title | Interest / Profit Rate | Follow On Rate | Loan to Value | Mortgage Type |
---|---|---|---|---|---|
DIB : With Salary Transfer - Buyout | 3 Yrs Fixed: 3.95% p.a. |
1.00% p.a. + 3M EIBOR |
80 | Islamic | |
Key Features:
|
Fee and Charges: | Other Parameters: | |||
Pre-approval Fee | 0 | Partial Settlement Fee | 1.00% of settlement amount |
||
Processing Fee | NIL - under current promotion |
Early Settlement Fee | 1.00% of principal outstanding |
||
Valuation Fee | AED 2500.00 inclusive of VAT |
Salary Transfer | yes | ||
Life Insurance / Takaful | 0.03% monthly on finance outstanding |
Transaction Cost Financed | |||
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Product Title | Interest / Profit Rate | Follow On Rate | Loan to Value | Mortgage Type |
---|---|---|---|---|---|
DIB : Without Salary Transfer | 3 Yrs Fixed: 4.10% p.a. |
Salaried : 1.50% p.a. + 3M EIBOR |
80 | Islamic | |
Key Features:
|
Fee and Charges: | Other Parameters: | |||
Pre-approval Fee | 0 | Partial Settlement Fee | 1.00% of settlement amount |
||
Processing Fee | 0.5% of finance amount |
Early Settlement Fee | 1.00% of outstanding principal outstanding |
||
Valuation Fee | AED 2,500.00 inclusive of VAT |
Salary Transfer | no | ||
Life Insurance / Takaful | 0.03% monthly on reducing finance outstanding |
Transaction Cost Financed | |||
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Product Title | Interest / Profit Rate | Follow On Rate | Loan to Value | Mortgage Type |
---|---|---|---|---|---|
Invest : Rental Backed | 1.75% p.a. + 3M EIBOR |
1.75% p.a. + 3M EIBOR |
70 | Conventional | |
Key Features:
|
Fee and Charges: | Other Parameters: | |||
Pre-approval Fee | 0 | Partial Settlement Fee | 1.00% of amount being settled |
||
Processing Fee | 1.25% of the approved Finance amount + VAT |
Early Settlement Fee | 1.00% of amount being settled if from own sources or sale of asset |
||
Valuation Fee | AED 3,000.00 for individual unit; If building or multiple units, then a quotation will be obtained and shared. |
Salary Transfer | no | ||
Life Insurance / Takaful | Not Applicable |
Transaction Cost Financed | |||
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Product Title | Interest / Profit Rate | Follow On Rate | Loan to Value | Mortgage Type |
---|---|---|---|---|---|
Mashreq : Non-Resident | 2 Yrs Fixed: 5.99% p.a. |
2.99% p.a. + 3M EIBOR |
65 | Conventional, Islamic | |
Key Features:
|
Fee and Charges: | Other Parameters: | |||
Pre-approval Fee | 1050 | Partial Settlement Fee | Upto 25% of outstanding amount : Nil (0.00%) |
||
Processing Fee | 1.00% of Loan / Finance value |
Early Settlement Fee | 1.00% of loan / finance outstanding |
||
Valuation Fee | AED 2,625.00 inclusive of VAT |
Salary Transfer | no | ||
Life Insurance / Takaful | 0.165%p.a. on the outstanding principal on reducing balance |
Transaction Cost Financed | |||
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Product Title | Interest / Profit Rate | Follow On Rate | Loan to Value | Mortgage Type |
---|---|---|---|---|---|
Mashreq : Non-Resident - Premium | 2 Yrs Fixed: 5.75% p.a. |
2.99% p.a. + 3M EIBOR |
65 | Conventional, Islamic | |
Key Features:
|
Fee and Charges: | Other Parameters: | |||
Pre-approval Fee | 1050 | Partial Settlement Fee | Upto 25.00% of outstanding each year : NIL (0.00%) |
||
Processing Fee | 1.00% of loan / finance amount |
Early Settlement Fee | 1.00% of principal outstanding |
||
Valuation Fee | AED 2,625.00 inclusive of VAT |
Salary Transfer | no | ||
Life Insurance / Takaful | 0.165% p.a. on monthly reducing loan/finance outstanding |
Transaction Cost Financed | |||
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Product Title | Interest / Profit Rate | Follow On Rate | Loan to Value | Mortgage Type |
---|---|---|---|---|---|
Mashreq : Retail - Self-Employed - Standard | 2 Yrs Fixed: 5.49% p.a. |
2.25% p.a. + 3M EIBOR |
80 | Conventional, Islamic | |
Key Features:
|
Fee and Charges: | Other Parameters: | |||
Pre-approval Fee | 1000 | Partial Settlement Fee | Up to 25% of outstanding amount : Nil (0.00%) |
||
Processing Fee | Nil Fee under current promotion |
Early Settlement Fee | 1.00% of principal outstanding |
||
Valuation Fee | AED 2,625.00 inclusive of VAT |
Salary Transfer | no | ||
Life Insurance / Takaful | 0.15% annually on the monthly reducing balance of the loan |
Transaction Cost Financed | |||
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Product Title | Interest / Profit Rate | Follow On Rate | Loan to Value | Mortgage Type |
---|---|---|---|---|---|
Mashreq : Salaried | 2 Yrs Fixed: 4.25% p.a. to 4.49% p.a. based on segment |
1.75% p.a. to 1.99% p.a. + 3M EIBOR |
80 | Conventional, Islamic | |
Key Features:
|
Fee and Charges: | Other Parameters: | |||
Pre-approval Fee | 0 | Partial Settlement Fee | Upto 25.00% of outstanding each year : NIL (0.00%) |
||
Processing Fee | Nil for Purchase and Buyout transactions |
Early Settlement Fee | 1.00% of Loan/Finance outstanding |
||
Valuation Fee | AED 2,625.00 inclusive of VAT |
Salary Transfer | no | ||
Life Insurance / Takaful | 0.165% p.a charged in monthly reducing balance |
Transaction Cost Financed | |||
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Product Title | Interest / Profit Rate | Follow On Rate | Loan to Value | Mortgage Type |
---|---|---|---|---|---|
Mashreq : Salaried - Premium | 2 Yrs Fixed: 3.99% p.a. |
1.75% p.a. + 3M EIBOR |
70 | Conventional | |
Key Features:
|
Fee and Charges: | Other Parameters: | |||
Pre-approval Fee | 0 | Partial Settlement Fee | Upto 25.00% of outstanding each year : NIL (0.00%) |
||
Processing Fee | Nil under current promotion |
Early Settlement Fee | 1.00% of Loan/Finance outstanding |
||
Valuation Fee | AED 2,625.00 inclusive of VAT |
Salary Transfer | no | ||
Life Insurance / Takaful | 0.165% p.a charged in monthly reducing balance |
Transaction Cost Financed | |||
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Product Title | Interest / Profit Rate | Follow On Rate | Loan to Value | Mortgage Type |
---|---|---|---|---|---|
Mashreq : Self-Employed : Low Docs | 2 Yrs Fixed: 5.49% p.a. |
2.25% p.a. + 3M EIBOR |
65 | Conventional, Islamic | |
Key Features:
|
Fee and Charges: | Other Parameters: | |||
Pre-approval Fee | 1050 | Partial Settlement Fee | Upto 25.00% of outstanding each year : NIL (0.00%) |
||
Processing Fee | 0.50% of finance amount |
Early Settlement Fee | 1.00% of principal outstanding |
||
Valuation Fee | AED. 2,625.00 inclusive of VAT |
Salary Transfer | no | ||
Life Insurance / Takaful | 0.165% p.a. on monthly reducing loan/finance outstanding |
Transaction Cost Financed | |||
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Product Title | Interest / Profit Rate | Follow On Rate | Loan to Value | Mortgage Type |
---|---|---|---|---|---|
Mashreq : Self-Employed / Low Docs - Premium | 2 Yrs Fixed: 5.25% p.a. |
2.25% p.a. + 3M EIBOR |
65 | Conventional | |
Key Features:
|
Fee and Charges: | Other Parameters: | |||
Pre-approval Fee | 1050 | Partial Settlement Fee | Upto 25.00% of outstanding each year : NIL (0.00%) |
||
Processing Fee | 0.50% of finance amount + VAT |
Early Settlement Fee | 1.00% of Loan/Finance outstanding with a max of AED 10,000.00 |
||
Valuation Fee | AED 2,625.00 inclusive of VAT |
Salary Transfer | no | ||
Life Insurance / Takaful | 0.165% p.a charged in monthly reducing balance |
Transaction Cost Financed | |||
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Product Title | Interest / Profit Rate | Follow On Rate | Loan to Value | Mortgage Type |
---|---|---|---|---|---|
UAB : Self-Employed | 2 Yrs Fixed: 4.99% p.a. |
After 2 Yrs : 1.79% p.a. + 3M EIBOR |
80 | Conventional, Islamic | |
Key Features:
|
Fee and Charges: | Other Parameters: | |||
Pre-approval Fee | 0 | Partial Settlement Fee | Upto 25.00% of outstanding each year : NIL (0.00%) |
||
Processing Fee | 0.5% of finance value + VAT |
Early Settlement Fee | 1.00% of the outstanding loan amount |
||
Valuation Fee | AED 3,150.00 inclusive of VAT |
Salary Transfer | no | ||
Life Insurance / Takaful | 0.02% per month on loan outstanding on reducing balances |
Transaction Cost Financed | |||
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Product Title | Interest / Profit Rate | Follow On Rate | Loan to Value | Mortgage Type |
---|---|---|---|---|---|
UAB : With Salary Transfer | 2 Yrs Fixed: 3.99% p.a. |
After 2 Yrs : 1.79%p.a. + 3M EIBOR |
80 | Conventional | |
Key Features:
|
Fee and Charges: | Other Parameters: | |||
Pre-approval Fee | 0 | Partial Settlement Fee | Upto 25.00% of outstanding each year : NIL (0.00%) |
||
Processing Fee | 0.50% of finance value + VAT |
Early Settlement Fee | 1.00% of the outstanding loan amount |
||
Valuation Fee | AED 3,150.00 inclusive of VAT |
Salary Transfer | yes | ||
Life Insurance / Takaful | 0.02% per month on loan outstanding on reducing balances |
Transaction Cost Financed | |||
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Product Title | Interest / Profit Rate | Follow On Rate | Loan to Value | Mortgage Type |
---|---|---|---|---|---|
UAB : Without Salary Transfer | 2 Yrs Fixed: 4.24% p.a. |
After 2 Yrs : 1.79% p.a. + 3M EIBOR |
80 | Conventional, Islamic | |
Key Features:
|
Fee and Charges: | Other Parameters: | |||
Pre-approval Fee | 0 | Partial Settlement Fee | Upto 25.00% of outstanding each year : NIL (0.00%) |
||
Processing Fee | 0.50% of finance value + VAT |
Early Settlement Fee | 1.00% of the outstanding loan amount |
||
Valuation Fee | AED 3,150.00 inclusive of VAT |
Salary Transfer | no | ||
Life Insurance / Takaful | 0.02% per month on loan outstanding on reducing balances |
Transaction Cost Financed | |||

1 Yr Fixed: 6.00% p.a.
2.00% p.a. + 3M EIBOR
- Lowest upfront cost with Nil processing fee for STL clients
- Best STL fixed rate with lowest follow-on rate.
- Excellent turnaround time
- Extensive branch and post-transaction infrastructure

3 Yrs Fixed: 4.99% p.a.
2.25% p.a. + 1M EIBOR
*Min rate of 3.10% p.a.
- Lowest upfront cost with Nil processing fee for STL clients
- Best STL fixed rate with lowest follow-on rate.
- Excellent turnaround time
- Extensive branch and post-transaction infrastructure

3 Yrs Fixed: 3.99% p.a.
1.60% p.a. + 1M EIBOR
*Min rate of 3.10%p.a.
- Lowest upfront cost with Nil processing fee for STL clients
- Best STL fixed rate with lowest follow-on rate.
- Excellent turnaround time
- Extensive branch and post-transaction infrastructure

3 Yrs Fixed: 4.24% p.a.
1.60% p.a. + 1M EIBOR
*Min rate of 3.10% p.a.
- Lowest upfront cost with Nil processing fee for STL clients
- Best STL fixed rate with lowest follow-on rate.
- Excellent turnaround time
- Extensive branch and post-transaction infrastructure

2 Yrs Fixed: 3.98% p.a.
3 Yrs Fixed: 4.15% p.a.
2 Yrs Fixed: 1.89% p.a. + 3M EIBOR
3 Yrs Fixed: 1.89% p.a. + 3M EIBOR
*Min rate of 3.24% p.a.
- Lowest upfront cost with Nil processing fee for STL clients
- Best STL fixed rate with lowest follow-on rate.
- Excellent turnaround time
- Extensive branch and post-transaction infrastructure

Salaried / Self-Employed :
2 Yrs Fixed: 4.15% p.a.
3 Yrs Fixed: 4.30% p.a.
**Additional 0.25% for Equity for salaried clients
2 Yrs Fixed: 1.99% p.a. + 6M EIBOR
3 Yrs Fixed: 1.99% p.a. + 6M EIBOR
*Min of 3.75% p.a.
**Additional 0.50% for Self Employed clients
- Lowest upfront cost with Nil processing fee for STL clients
- Best STL fixed rate with lowest follow-on rate.
- Excellent turnaround time
- Extensive branch and post-transaction infrastructure

3 Yrs Fixed: 4.49% p.a.
5 Yrs Fixed: 4.49% p.a.
3 Yrs Fixed: 1.79% p.a. + 3M EIBOR
5 Yrs Fixed: 1.79% p.a. + 3M EIBOR
- Lowest upfront cost with Nil processing fee for STL clients
- Best STL fixed rate with lowest follow-on rate.
- Excellent turnaround time
- Extensive branch and post-transaction infrastructure

3 Yrs Fixed : 6.99% p.a.
3.00% p.a. + 3M EIBOR
*Min rate of 5.49% p.a.
- Lowest upfront cost with Nil processing fee for STL clients
- Best STL fixed rate with lowest follow-on rate.
- Excellent turnaround time
- Extensive branch and post-transaction infrastructure

3 Yrs Fixed: 5.49% p.a.
2.79% p.a. + 3M EIBOR
- Lowest upfront cost with Nil processing fee for STL clients
- Best STL fixed rate with lowest follow-on rate.
- Excellent turnaround time
- Extensive branch and post-transaction infrastructure

3 Yrs Fixed: 4.74% p.a.
Salaried : 1.94%p.a. + 3M EIBOR
Self-Employed : 2.04%p.a. + 3M EIBOR
- Lowest upfront cost with Nil processing fee for STL clients
- Best STL fixed rate with lowest follow-on rate.
- Excellent turnaround time
- Extensive branch and post-transaction infrastructure

3 Yrs Fixed : 4.59% p.a.
5 Yrs Fixed : 4.59% p.a.
After 3 Yrs : 1.99% p.a. + 3M EIBOR
After 5 Yrs : 1.99% p.a. + 3M EIBOR
- Lowest upfront cost with Nil processing fee for STL clients
- Best STL fixed rate with lowest follow-on rate.
- Excellent turnaround time
- Extensive branch and post-transaction infrastructure

3 Yrs Fixed: 3.99% p.a.
1.79% p.a. + 3M EIBOR
- Lowest upfront cost with Nil processing fee for STL clients
- Best STL fixed rate with lowest follow-on rate.
- Excellent turnaround time
- Extensive branch and post-transaction infrastructure

3 Yrs Fixed: 3.95% p.a.
1.00% p.a. + 3M EIBOR
- Lowest upfront cost with Nil processing fee for STL clients
- Best STL fixed rate with lowest follow-on rate.
- Excellent turnaround time
- Extensive branch and post-transaction infrastructure

3 Yrs Fixed: 4.10% p.a.
Salaried : 1.50% p.a. + 3M EIBOR
Self Employed : 1.75% p.a. + 3M EIBOR
- Lowest upfront cost with Nil processing fee for STL clients
- Best STL fixed rate with lowest follow-on rate.
- Excellent turnaround time
- Extensive branch and post-transaction infrastructure

1.75% p.a. + 3M EIBOR
1.75% p.a. + 3M EIBOR
- Lowest upfront cost with Nil processing fee for STL clients
- Best STL fixed rate with lowest follow-on rate.
- Excellent turnaround time
- Extensive branch and post-transaction infrastructure

2 Yrs Fixed: 5.99% p.a.
2.99% p.a. + 3M EIBOR
- Lowest upfront cost with Nil processing fee for STL clients
- Best STL fixed rate with lowest follow-on rate.
- Excellent turnaround time
- Extensive branch and post-transaction infrastructure

2 Yrs Fixed: 5.75% p.a.
2.99% p.a. + 3M EIBOR
*Min rate of 2.99% p.a.
- Lowest upfront cost with Nil processing fee for STL clients
- Best STL fixed rate with lowest follow-on rate.
- Excellent turnaround time
- Extensive branch and post-transaction infrastructure

2 Yrs Fixed: 5.49% p.a.
2.25% p.a. + 3M EIBOR
*Min rate of 5.49% p.a.
- Lowest upfront cost with Nil processing fee for STL clients
- Best STL fixed rate with lowest follow-on rate.
- Excellent turnaround time
- Extensive branch and post-transaction infrastructure

2 Yrs Fixed: 4.25% p.a. to 4.49% p.a. based on segment
1.75% p.a. to 1.99% p.a. + 3M EIBOR
*Min rate of 4.25% p.a. to 4.49% p.a.
- Lowest upfront cost with Nil processing fee for STL clients
- Best STL fixed rate with lowest follow-on rate.
- Excellent turnaround time
- Extensive branch and post-transaction infrastructure

2 Yrs Fixed: 3.99% p.a.
1.75% p.a. + 3M EIBOR
*Min rate of 3.99% p.a.
- Lowest upfront cost with Nil processing fee for STL clients
- Best STL fixed rate with lowest follow-on rate.
- Excellent turnaround time
- Extensive branch and post-transaction infrastructure

2 Yrs Fixed: 5.49% p.a.
2.25% p.a. + 3M EIBOR
*Min rate of 5.49%p.a.
- Lowest upfront cost with Nil processing fee for STL clients
- Best STL fixed rate with lowest follow-on rate.
- Excellent turnaround time
- Extensive branch and post-transaction infrastructure

2 Yrs Fixed: 5.25% p.a.
2.25% p.a. + 3M EIBOR
*Min rate of 3.99% p.a.
- Lowest upfront cost with Nil processing fee for STL clients
- Best STL fixed rate with lowest follow-on rate.
- Excellent turnaround time
- Extensive branch and post-transaction infrastructure

2 Yrs Fixed: 4.99% p.a.
3 Yrs Fixed: 5.49% p.a.
After 2 Yrs : 1.79% p.a. + 3M EIBOR
After 3 Yrs : 1.89% p.a. + 3M EIBOR
Note : Min rate of 3.99% p.a.
- Lowest upfront cost with Nil processing fee for STL clients
- Best STL fixed rate with lowest follow-on rate.
- Excellent turnaround time
- Extensive branch and post-transaction infrastructure

2 Yrs Fixed: 3.99% p.a.
3 Yrs Fixed: 4.19% p.a.
After 2 Yrs : 1.79%p.a. + 3M EIBOR
After 3 Yrs : 1.89%p.a. + 3M EIBOR
*Min rate of 2.49% p.a.
- Lowest upfront cost with Nil processing fee for STL clients
- Best STL fixed rate with lowest follow-on rate.
- Excellent turnaround time
- Extensive branch and post-transaction infrastructure

2 Yrs Fixed: 4.24% p.a.
3 Yrs Fixed: 4.39% p.a.
After 2 Yrs : 1.79% p.a. + 3M EIBOR
After 3 Yrs : 1.89% p.a. + 3M EIBOR
*Min rate of 2.99% p.a.
- Lowest upfront cost with Nil processing fee for STL clients
- Best STL fixed rate with lowest follow-on rate.
- Excellent turnaround time
- Extensive branch and post-transaction infrastructure
EIBOR as on 03 Jul 2025:    1 MONTH: 4.31%   |   3 MONTH: 4.19%   |   6 MONTH: 4.21%   |   1 YEAR: 4.07%